Report changes or ask a question about the HIPP program via email at email@example.com.
What is the HIPP program?
The Health Insurance Premium Payment (HIPP) program is one of the services available to people who get Medicaid (Title 19). The HIPP program helps people get insurance or keep insurance they already have by reimbursing the cost of premiums. The HIPP program is a way for the State of Iowa to save money.
HIPP program informational brochure
Read more about the HIPP Program in this informational brochure.
Why do I want other insurance?
How can I get HIPP?
What is cost-effective?
Cost-effective means that it costs the State less to reimburse all, or a portion of your health insurance premium than for Medicaid to pay all of the costs.
Does HIPP cost me anything?
No. When you get medical care for your Medicaid-eligible family members, give the provider your health insurance card and your Medicaid card. Your health insurance is billed first. Then so long as you go to a Medicaid provider, Medicaid is billed for the co-insurance, deductibles and any other services not covered by your health insurance.
How do you decide if my insurance is cost-effective?
The HIPP program looks to see if the amount Medicaid would pay in total for all cost sharing obligations under a health plan, plus an amount for administrative costs, is likely to be less than the amount paid for an equivalent set of Medicaid services. Important: To make this decision you need to return any information we may ask for.
The HIPP program does not provide premium assistance for:
If you are living with AIDS/HIV-related illness there is a special program to assist you with premiums for your health insurance. Visit the AIDS/HIV HIPP Program page for more information.
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